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July 10, 2026

Solo 401(k) vs. SEP IRA: The Right Answer for S-Corp Owners (It’s Usually Not the SEP)

July 10, 2026/ Aleksandr Romanchuk
Solo 401(k) vs. SEP IRA: The Right Answer for S-Corp Owners (It’s Usually Not the SEP)

Two retirement plans, very different math for S-corp owners. Why the solo 401(k) usually wins, what the SEP still does well, and the deadline that trips people up.

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July 10, 2026/ Aleksandr Romanchuk/
Business Owners, Retirement Planning
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Romanchuk CPA LLC

Romanchuk CPA LLC is a virtual CPA firm offering tax preparation, advisory, and year-round support for small businesses and their owners, professionals, and individuals with complex tax situations - delivered through a secure digital process, at prices published before you even sign up.

Licensed CPA - Serving clients in all 50 states - Established 2014 - 500+ Clients


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